Our Mission
Financial Stress Shouldn't Steal Your Peace. 78% of Americans live paycheck to paycheck. Not because they don't make enough, but because no one ever taught them how to actually manage what they have. "
We believe everyone deserves to feel confident and in control of their money—without shame, without judgment, and without cookie-cutter advice that doesn't fit real life.
How New Path Began
After transforming my own financial life (paying off over $40,000 in debt), I started noticing something everywhere I looked: people who were smart, hardworking, and responsible, yet stressed about money and making uneducated decision about their money.
Friends and Family members would call: "Can you look at my budget and help point me in the right direction?". “How do you recommend I pay off all this debt?”
The same patterns kept emerging: These weren't people with spending problems. They were people who'd never been taught how to actually MANAGE money. They'd tried budgeting apps. They'd read the popular books. Nothing stuck because nothing fit their real lives.
That's when I realized: this was bigger than helping friends over coffee. People needed real coaching, not just spreadsheets or generic advice, but someone to guide them through building a sustainable system.
I enrolled in the Financial Coach Academy®, trained under industry leaders, and combined that professional coaching methodology with my corporate budgeting experience and personal transformation. New Path Financial Coaching was born from one simple truth: The financial education system failed us, but that doesn't mean we can't learn. And you don't have to figure it out alone.
Today, New Path Financial Coaching helps individuals and families build the financial confidence that comes from having clarity, a plan, and someone in your corner who genuinely wants you to succeed.
The Clarity to Confidence™ Framework
New Path Financial’s coaching methodology combines Financial Coach Academy® training with corporate-level budgeting strategies and zero-based budgeting principles. Here's what makes our approach different:
CLARITY FIRST
We start by getting crystal clear on where you are, no shame, no judgment, just facts. Most people are overwhelmed because they've never seen their full financial picture laid out simply. We change that.
What this looks like: In your Financial Blueprint session, we'll organize your entire financial life into a clear, visual plan. For the first time, you'll see exactly where your money goes and why.
SYSTEMS THAT FIT YOUR LIFE We don't believe in restrictive budgets you'll abandon in two weeks. Instead, we build simple systems that work with how you actually live, not some idealized version of you. What this looks like: Using zero-based budgeting (every dollar has a job), we create a spending plan that aligns with YOUR priorities and values. Flexible, sustainable, and designed specifically for you.
ACCOUNTABILITY & SUPPORT
Knowledge isn't enough. Lasting change requires accountability. We're not just here for your initial session; we're your partner in following through.
What this looks like: Through our Rooted coaching program, you get ongoing sessions, unlimited support, and someone who'll celebrate your wins and help you navigate setbacks.
CONFIDENCE TO ACT INDEPENDENTLY
Our goal isn't to keep you dependent on coaching forever. It's to give you the skills, systems, and confidence to manage your finances independently for life.
What this looks like: By the end of our work together, you won't just have a plan—you'll have the knowledge and confidence to adjust it as your life changes.
THE DIFFERENCE: CORPORATE STRATEGIES FOR PERSONAL USE Unlike most financial coaches who teach basic personal finance ideas, I bring corporate-level budgeting expertise from 15 years managing organizational budgets and cost optimization. I've taken the strategies that help businesses eliminate waste and maximize resources, and adapted them for everyday people. You get Fortune 500 financial strategies without the complexity or corporate jargon.
Who We Serve
At New Path Financial Coaching, we work with people at all stages of their financial journey. However, we've developed particular focus in two critical life transitions:
OUR SPECIALTY: GROWING FAMILIES
Planning for Homes, Kids, and Your Future
If you're starting or expanding your family, you're likely juggling multiple financial priorities simultaneously. We particularly excel at helping families:
Plan for and execute home purchases (first home or family upgrades)
Navigate the financial realities of having children
Balance debt payoff, saving, and current expenses
Make big decisions with confidence (timing, affordability, priorities)
Build systems that work with the chaos of family life
Understand and Implement money savings government tax savings programs. (DCFSA, ROTH IRA, 529 Plan, and more)
Why This Is Our Specialty: Having personally navigated buying a home, managing debt, and family planning, combined with years of corporate budgeting experience, I bring both empathy and expertise to these complex, high-stakes decisions.
Typical Scenarios:
→ Couples saving for a down payment while managing credit card and student loan debt.
→ New parents figuring out how to afford childcare and still save.
→ Families trying to upgrade homes while building for the future
→ Anyone asking, "How do other families make this work?"
OUR SPECIALTY: NEWLY RETIRED
Thriving on Fixed Income
We specialize in helping new retirees transition confidently from earning to living on fixed income:
Creating sustainable spending plans for Social Security, pensions, and withdrawals
Making your retirement savings last 20-30+ years
Planning for healthcare costs (Medicare, supplemental insurance, long-term care)
Balancing enjoying retirement with ensuring financial security
Managing the psychological shift from saving to spending
Supporting family without jeopardizing your own future
Common Questions We Help Answer:
→ "How much can I safely spend each month in retirement?"
→ "How do I know my money will last?"
→ "What happens if one of us needs expensive healthcare?"
→ "Can I help my kids/grandkids without running out myself?"
Why We're Great at This:
Along with my experience working directly with retirees, my expertise in zero-based budgeting and cash flow management translates perfectly to fixed-income planning. I help retirees shift from accumulation mode to distribution mode with confidence and clarity.
WE ALSO WELCOME:
While growing families and new retirees are our areas of specialty, we work with people across all life stages and financial situations:
Young professionals building financial foundations
Mid-career individuals planning for future goals
Anyone recovering from job loss, divorce, or financial setbacks
Individuals or couples ready to tackle debt and build confidence
People at any income level who want to take control of their money
The Common Thread:
Whether you fit our specialty areas or not, you're welcome at New Path Financial if you're ready to make positive changes, willing to do the work, and looking for practical guidance without judgment. We believe everyone deserves financial confidence, regardless of where you're starting from or what stage of life you're in. If you're committed to transformation, we're here to guide you.
Not Sure If We're a Fit?
